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YOUR RISK AS A TRIP LEADER by Chris Bell |
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Mountain and rock climbing are inherently
dangerous activities.
Fortunately, the danger to the
participant is so obvious that the Washington
appellate courts have held that a person
engaging in these activities assumes the risk of
being injured.
In other words, a person who is hurt has
only herself or himself to look to for
responsibility.
There may be exceptions to this general
rule of non-liability for injury.
If a trip leader purports to have
expertise in the activity, provides the
equipment, or represents to the participants a
responsibility for their care and safety, then a
special relationship has developed which
may
include a legal duty to provide for the safety
of the participants.
In this situation, if the leader fails to
exercise the care reasonably expected of an
experienced and knowledgeable mountaineer or
rock climber, then the leader very well could be
liable for injuries suffered by a participant.
Also, anyone engaged in the activity who
uses equipment known to be defective, or
otherwise causes harm to another because of his
or her negligent conduct while engaged in a
dangerous activity, may be liable for the
resulting harm.
It is my expectation that not just trip
leaders, but anyone engaging in a dangerous
activity, faces a potential risk of liability
for injury to a companion as a result of the use
of known defective equipment or the exercise of
carelessness while engaging in the activity.
If, for example, a belay person was
eating a sandwich instead of holding the brake
end of the rope and there was an unprotected
fall, I anticipate that the belayer would be
hard pressed to claim that he was not negligent
and at fault for a resulting injury.
However, this is simple common sense.
As a practical matter, there is probably
little risk of liability to the organizer of a
trip for injury to a person participating in the
activity.
In the PWC, a trip sponsor is simply providing
participants the opportunity to join in the
activity.
Seattle Mountaineers take a very different
approach for at least two obvious reasons.
The Mountaineers have financial assets at
risk, so that a lawsuit for damages could
significantly affect the economic viability of
that organization.
Furthermore, the Mountaineers is a very
large organization purporting to provide
mountaineering expertise.
That is why the Mountaineers have
training programs before members are allowed to
participate in certain of their activities.
That is also why a release of liability
is required to be signed by the participants in
the more dangerous club activities.
The purpose of the release is not to
alarm or cause concern to club members.
Rather, it is intended to encourage
people to continue being involved in organizing
outdoor activities without fear of being a
defendant in a lawsuit.
It might also be of some interest to
members of the club that homeowner’s insurance
often covers liability for claims that could
arise from mountaineering activities.
Many insurance companies will provide
coverage for the belayer who is sued because he
or she
was eating a sandwich while the climber
is falling down the rock.
Your insurance agent will be able to
explain what is covered under a homeowner’s
general liability policy.
Most importantly, the PWC is a voluntary
organization, which succeeds because members are
willing to organize and lead trips.
The continued willingness of members to
organize these trips depends upon everyone’s
accepting responsibility, and not relying upon
someone else for their safety.
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